Buying A Home

Posted by TM5 Properties Agent on Monday, April 6th, 2015 at 8:20am

My husband and I just took a huge step. We bought our first home! I know you are probably thinking “Oh, she is a Realtor. This is her job.” And you are right. It is my job, but this was one of the biggest decisions in my life.

I am always working on the opposite side of the deal where I represent the buyer or seller. To actually be the buyer is completely different. There are so many emotions involved. The excitement of looking at houses, the nervousness from finding out if your offer was accepted, the stress of trying to get a loan in place and your house closed, and the relief and accomplishment you feel when you hold your keys for the very first time. It is an emotional rollercoaster, but well worth the ride.

As a Realtor, buying your first home really makes you understand exactly how your clients feel. Of course, my job is to take away the stress from you, but if you are anything like me, even with help it is still a stressful process. Maybe you have not bought your first home yet. Let me give you a little insight into the process.

First and foremost, before you start looking at homes, meet with lenders. Not just one, but multiple. Make sure you connect with this person. They will become your second (your Realtor will be your first) best friend throughout this process, so you want to make sure you like them. Once you find the right lender for you, talk about what costs come with buying a home. Make sure you can afford it, and you are not surprised when numbers are thrown at you. Lastly, make sure to get a pre-approval letter from your lender.

Once you are pre-approved, start looking for a Realtor. If you are wondering why working with a Realtor is important, read this article. Like I previously mentioned, you will become very close with your Realtor. They will be there to support you every step of the way and will provide you with all the information and advice you will need. You will most likely develop a lifelong relationship with your Realtor, so make sure they are someone you can really connect with.

Next, we move to the fun part. The part where you actually start looking at houses. This is the time where you will walk into multiple homes and daydream about growing old there. You will see many inspirational decorating ideas as well as what not to do when decorating. You will find homes you like and homes that you can’t even find the front door to run out. But sooner or later, you will find “the one”. The one you absolutely cannot live without.

Now we get to put in an offer. YAY! After this comes the stressful part. The hours that feel like days until you find out if your offer was accepted or not. After negotiating and coming to agreeable terms, you are on the road to owning your home.

Now, it’s time to play the waiting game. The time when you will have to wait for inspections, have to wait for a survey, have to wait for your loan to go through. Wait. Wait. Wait.

After years (just kidding! Only weeks) of waiting, it is finally time for closing. Ah, the joys that come from closing day. You are only hours away from holding those special keys and walking into a home that is YOURS! Get ready to sign endless numbers of papers, but keep reminding yourself that you are so close to it being a homeowner.

Once you hold those keys in your hands, jump for joy. You officially own your own home. This is such a huge accomplishment. Now the celebration begins. Jump in your car, drive to your new house and do your happy dance. You did it and you survived throughout the process.

I love this career that I am in. Every step of the process. I love being able to ride the emotional roller coaster with you, and I am beyond grateful that you choose me to do just that. My clients are what make me love my job, and I am thankful for each and every one of you.

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