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Found 121 entries about First Time Home Buyers.

Join me this Saturday at 10:30am for another First Time Home Buyer Seminar! These seminars, although geared towards first time home buyers, are helpful to anyone looking to purchase a residential property in the near future. This event is 100% free and will have coffee and snacks provided! Here a few of the topics we will be covering on Saturday: 

  • Starting your home search 
  • Lending & Loans 101 
  • Realtors (Do I need one & what do they do?)
  • The offer-making process
  • Inspections 
  • Negotiations 
  • Closings
  • Home Buying Tips & Tricks 
  • Q&A Session to cover any other topics!

After attending this seminar, I can guarantee you will leave feeling confident about what to expect with the home buying process. Hope to see you Saturday!

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If you're looking to buy or sell in Bryan College Station, please don't hesitate to reach out. I would love to be your real estate contact!

 

Terrence Murphy

CEO, Broker & Founder, Realtor, CLHMS, Million Dollar GUILD

Cell: 979.820.7036

Email: Terrence@TM5Properties.com

Connect with me on Facebook, Twitter, LinkedIn & Instagram(@terrencerealtor) using the links below

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Are you thinking about buying a home this Fall? Are you thinking now might not be the "right" time to buy? There are plenty of reasons why the Fall could be a great time to buy! Here are just 4 really good ones...

1. Older inventory = Motivated Sellers! In the Fall buyers are likely to find some really good deals. Some of the listed properties may have been on the market since the more competitive Summer months and these sellers may be ready to get their property sold! Leaving these sellers more open to negotiating a better deal for buyers! 

2. Fewer buyers = Less competition! Many buyers may be waiting for the summer months to move their families. They want to avoid changing schools during the school year or trying to move their families during

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  If you’ve been searching for a new home there's no doubt you’ve seen the term, “move in ready.” This description sounds very appealing, but understanding what it actually means is important so you have the right expectations when starting your real estate search.   First it’s important to remember that the descriptions in real estate listings are written by the listing agent or broker. There is no set industry standard for what agents can say in their listings. While there are guidelines and rules which prevent blatant lying, most home buyers have become aware of the fluffy language used to market a home for sale. The meaning of “move-in ready” is fairly straightforward; it means that the home is in a condition which is acceptable for…
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      Closing Costs are the topic of today's blog post! This is an extremely important topic, because lately I have been realizing that a lot of buyers (and some sellers) do not factor in closing costs when considering purchasing/selling a home. With these costs varying anywhere from $1000-$20,000, they are definitely something buyers should be educated on and aware of upfront. So what exactly are closing costs?    Closing costs are the fees and charges paid to finalize the purchase/sale of a home. Both sellers and buyers will incur closing costs during a transaction. So who is responsible for what?  This graphic just represents the most common closing costs incurred by the buyer/seller. Certain things (for example the survey and owner…
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Living in the age of HGTV brings along a lot of desire to purchase "fixer upper" properties. What we are also seeing along with this fixer upper craze is the trend of homeowners cutting out the middle-man and taking on renovations themselves. While I 100% support taking on these renovations, but it is important to remember to always get the necessary permits. Most people are surprised at just how many home projects actually require permits. Researching/applying for the necessary permits should always be one of the first steps when planning for your home projects. Always check with the city to ensure that you have applied for the correct permits, because if not fines and fees could occur. Most homeowners don't realize that projects as small as

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YOU'RE INVITED! Come out this Sunday, April 14th, anytime from 12 - 2 pm to check out this phenomenal home in the Southside area! Just a two minute drive from Texas A&M at 1204 Goode, Alexis Knox - Realtor at TM5 Properties will be holding the house open, so go by and take a peek! You won't want to miss out on this great opportunity!! 
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  Is 2019 your year to take the plunge and purchase your first home? If so, please join me Saturday, April 6th, 2019 at 10:30am for a First Time Home Buyers Seminar! Breakfast & coffee will be served, and we will be going over the A-Z process of buying your first home! This is one of the most exciting times of your life, and I want to make sure that you are comfortable and confident going into the process. We will end with a Q&A session, so hopefully you will leave with your questions answered & your 2019 home owning goals a little closer to fruition.    Overview of what we will be covering in the seminar:  -Setting up your real estate search  -Choosing your lender & the pre-approval process -What to expect for closing costs & down…
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  It's the beginning of the new year, and many of you have set the goal of buying a home this year! One of the first things people wonder when considering purchasing a home, is "how much cash do I need?" Today on the blog, I'll be taking you through the different down payment options that you'll have to choose from, which will hopefully prepare you for the financial obligations of your home purchase goals!    The main types of loans you'll see when purchasing your home are Conventional loans, FHA (or Federal Housing Administration) loans, VA (Veteran's Affairs) loans.  and USDA (United States Department of Agriculture) loans. Each loan program has different requirements and with those requirements, usually different down payment options. 
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As we begin another year, everyone wants to know: “Where is the housing market headed in 2019?”

It’s not only buyers, sellers, and homeowners who are impacted. The real estate market plays an integral role in the overall U.S. economy.  Fortunately, key indicators point toward a stable housing market in 2019 with signs of modest growth. However, shifting conditions could impact you if you plan to buy, sell, or refinance this year.

HOME VALUES WILL INCREASE

A continual rise in real estate value is where our market’s headed. Freddie Mac predicts housing prices will increase by 4.3 percent in 2019.1  While the rapid price appreciation we witnessed earlier in the decade has slowed, several factors continue to push prices higher.  Those factors

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