Welcome back to Home Buying 101 – Throughout this series I will be detailing the various parts of the transaction process for purchasing a single family home.  My goal is to answer the many questions looming around purchasing, especially for first-time home buyers. If you are just beginning, I recommend starting with Part One: Understanding Equity.

 

 

Previously I detailed what a REALTOR® is.  Keeping all of that information in mind, I like to meet with customers when they are within the 6 month range of moving into their new house for several reasons.  The first of which is to put faces to name – I like knowing who I’m working with and from experience, buyers do, too.  When we schedule our sit-down, I will ask several questions that…

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Welcome back to Home Buying 101 – Throughout this series I will be detailing the various parts of the transaction process for purchasing a single family home.  My goal is to answer the many questions looming around purchasing, especially for first-time home buyers. If you are just beginning, I recommend starting with Part One: Understanding Equity.

 

  

In 2015, 88% of home buyers decided to use a REALTOR®; and those numbers are up from 2001 at 69%.  Why is there an increase in the partnerships?  Buyers realize the benefits of using a REALTOR® - as part of the local MLS, the agent has access to the most updated sales statistics which is invaluable when preparing an offer.  From the sales statistics, an agent can pull comparison…

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On February 11th, Nathan Rich and I will be co-hosting another Home Buying 101 Class!  It is a FREE event for anyone that is interested in learning more about the process involved with buying a house – including both sides of the transaction, lending and real estate.  PLUS we will provide breakfast and coffee! 

While enjoying breakfast, you can expect to learn about the following:

-       What happens from being under contract to the day you receive your keys

-       Important documents, ex: Information About Brokerage Services, Buyer/Tenant Representation Agreement, and 1-4 Family Residential Contract

-       The various types of properties available to purchase – did you know there’s more than just a traditional single family home?

…

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Welcome to my new blog series, Home Buying 101! I will be detailing the various parts of the transaction process for purchasing a single family home.  My goal is to answer the many questions looming around purchasing, especially for first-time home buyers.

 

There are a lot of words thrown around when discussing purchasing property.  One of the most confusing concepts for first-time home buyers is equity.  It’s not a dirty word, I swear. 

 Equity in real estate is defined as the difference between the market value of your property and what you owe to the lender for the mortgage.  For example, let’s say the market value of your home is $150,000 and you owe the lender $120,000; that makes your equity $30,0000.  Sometimes equity is…

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Spring Creek Townhomes, south College Station 

$194,900 - $229,900                  2 Bed/2 Bath and 3 Bed/3 Bath units

New Vision Custom Homes is building additional Spring Creek Townhome units! With elegant contemporary finishes, New Vision Custom Homes infuses an upscale, sophisticated presence in its urban setting. The open concept floor plan is meticulously detailed and offers striking modern updates. This is truly where comfort meets luxury.

Step into a haven for living, working, and entertaining. This quiet, developing community offers a luxury lifestyle and created an enticing sanctuary in the center of town. Contemporary interiors are built with high-end, energy efficient smart fixtures. Unique features are standard with these…

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This past Saturday, October 29th, Nathan Rich and I co-hosted our first (hopefully of many) Home Buyer Class.  It was a FREE event for those that wanted to learn more about the process of purchasing property - from both sides of the transaction, lending & real estate.  

 

We provided breakfast and coffee, and spent the beginning of our time together chatting about real estate goals, property interests, mostly just getting to know each other.  Overall, the consensus was that the home buying process can be incredibly overwhelming, especially for those that are first-time buyers.  Although I didn’t enjoy hearing this, it is why we created the class – to take something as clear as mud and make it better.

 

Nathan started off the class by going…

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Maybe you're tired of renting, maybe you want a "place of your own".  Maybe you want a project you can work on because you've fallen in love with every renovation show on HGTV .. we've all been there.  Or maybe you're ready to take that next step to completely be out on your own.

Regardless of your reasoning, purchasing a home (especially your first one) can takes several steps.  Even if your timeline is closer to 6 months or a year, here are some ways to get prepared:

1. Decide on your budget - this may seem surprising to some, but just because you're approved for a loan amount doesn't always mean you'd be comfortable making the mortgage payment.  It's a good idea to have in mind how much you'd be willing to spend on your house every month. That…

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